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Bank Receipt
Eligibility Any deposit holders.
Purpose Domestic and personal.
Quantum of Loan 75% of issue price and accumulated balance of Fixed Deposit Receipt and Recurring Deposits accounts respectively.
Rate of
Interest		 1% above the deposit interest rate.
Repayment
Period 		Upon maturity of deposits duly discharged or monthly installments.
Security Pledge of deposit receipts.
Documents
Required
  • Loan Against FDR application form duly filled in by the applicant
  • 2 passport sized photographs
  • CID copy of applicant
  • CID copy of guarantor if applicable.
  • Letter of consent (if applicable)
  • FD certificate/ RD pass book
  • Pledge letter from the applicant
  • Application-Cum-Take Delivery Letter.

  • Proof of income to service the loan if it’s not proceeds from TDR on maturity date. (Rental
    income statement signed by the tenants and the land lord/ BIT/ PIT/Salary/vehicle income.)
    Copy of business license if loan is to serviced from business earnings. 10.Application for Overdraft against Deposit Receipts.

For further information, please contact our nearest branch or the Credit Department at Head Office, Phuentsholing.

Foreign Exchange Rate
NoteBuySell
US Dollar54.8556.70
Pound82.6585.00
EURO70.6572.65
Yen(100)53.0554.55
Swiss Franc56.3557.95
Hongkong Dollar7.057.25
Canadian Dollar53.1054.65
Australian Dollar53.3054.80
ingapore Dollar43.3544.55
Danish Kroner9.509.75
Norwegian Kroner9.409.65
Swedish Kroner8.208.45
As on 24.05.2013
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Post Box No. 75, Samdrup Lam, Phuentsholing, Bhutan PABX: (+975-5): 252402, 252127, 252225, 252280 Fax: (+975-5): 252641, 254323, 254838
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