Loans
Loan Interest Rate
| Sl. No. | Loan Type | Interest Rate ( % p.a.) |
| 1. | Trade & Commerce (including civil contractors and general order suppliers) | 13.75 |
| 2. | SBACS | 15.00 |
| 3. | Export Finance: a) From first disbursement date to 60 days after last disbursement. b) More than 60 days after last disbursement. |
13.00
14.00 |
| 4. | Manufacturing / Industry: a) Term Loan b) Working Capital |
12.00
13.00 |
| 5. | Service / Tourism a) Term Loan b) Working Capital |
10.00 12.75 |
| 6. | Transport (Heavy Vehicles): a) Term Loan b) Working Capital |
13.00
14.00 |
| 7. | Transport (Light Vehicles) | 14.00 |
| 8. | Agriculture / Animal Husbandry | 13.00 |
| 9. | Housing: a) New Construction b) Renovation/Repair |
10.00
13.00 |
| 10. | Equity Finance | 13.00 |
| 11. | Personal Loans / Gold Loans | 15.00 |
| 12. | Vehicle Loan to Government Employees | 12.00 |
| 13. | EDP Loan: a) Term Loan b) Working Capital |
10.00 12.00 |
| 14. | Consumer Loan | 12.00 |
| 15. | Loans against Term Deposits | 1.00% above the TDR rates |
| 16. | Credit Guarantee Scheme | To be determind on the basis of activities, as show above. |
For further information, please contact our nearest branch or the Credit Department at Head Office, Phuentsholing.