Overdraft Loan

OVERDRAFT TO TRADERS AND WHOLE SELLERS

  1. Eligibility – All types of whole sellers and traders in business
  2. Quantum – 50% of total value of stock & book debts may be considered as the permissible limit
  3. Tenure: Period of 1 year subject to review/renewal
  4. Interest Rate : 14%

OVERDRAFT TO CIVIL CONTRACTORS

  1. Eligibility – All contractors who are awarded work.
  2. Quantum – 20% Margin of the Work Order Value.
  3. Tenure: One year or till the validity of the contract on hand
  4. Interest Rate: 14%

OVERDRAFT AGAINST TDR

  1. Eligibility – The Bank may grant a loan to a Term Deposit holder of the bank treating the Deposit as its security. The loan should be given to the Depositor on the strength of the deposit receipts
  2. Quantum – 90% of the term deposit value.
  3. Tenure: 1 year or till the validity of the TD/RD
  4. Interest Rate: 1% over and above the deposit rate

|   Checklist   |  Download Form for OD against TDR  Download form for OD to Traders   |

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Foreign Exchange Rate
Note Buy Sell
US Dollar 65.90 68.05
Pound 82.20 84.50
Euro 70.00 71.95
Yen(100) 58.20 59.85
Swiss Franc 65.70 67.55
Hongkong Dollar 8.50 8.75
Canadian Dollar 50.30 51.75
Australian Dollar 50.55 51.95
Singapore Dollar 46.45 47.80
Danish Kroner 9.40 9.70
Norwegian Kroner 7.90 8.15
Swedish Kroner 7.40 7.60
      Exchange Rate for  21.02.2017  to 24.02.2017 (kindly note that the above mention rates are only for notes)
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