POS Acquiring

Bank of Bhutan Ltd. Started acquiring International Visa, MasterCard and MaestroCard through electronic data capture machines at POS at Merchant locations like Hotels, Handicrafts Shops, Groceries, etc in 2010 and JCB Cards starting September 2016.

Bank of Bhutan limited became a member of the RMA-Bhutan Financial Switch in 2012 and started acquiring domestic bank cards.

About 500 Merchants across Bhutan have installed our POS EDC terminals and processed more than 50000 transactions worth over Nu.600 million in 2016 alone. (Find our merchants location here. Pos Merchants Location)

Fee/Charges

Our POS terminal accepts following Cards:

  • VISA Cards

  • MasterCards & MaestroCards

  • JCB Cards

  • All Domestic Banks Cards

Fee/Charges

1. Visa/MasterCard/JCB International Credit/Debit Acquiring
1.1. Card Fee/Charges

Description Visa/MasterCard/JCB International Credit/Debit Acquiring
ATM (Nu.) POS (Nu.)
Balance Enquiry   Free Free
Cash Withdrawal / Purchase   150/- Free

1.2. Card Limit / Count

Description Visa/MasterCard/JCB International Credit/Debit Acquiring
ATM (Nu.) POS (Nu.)
Daily Limit   As per Issuer Bank As per Issuer Bank
No. of Transactions Count per Day   As per Issuer Bank As per Issuer Bank

1.3. Card Limit per Transaction

Description Visa/MasterCard/JCB International Credit/Debit Acquiring
ATM (Nu.) POS (Nu.)
Limit per Transaction   10,000/- 500,000/-
No. of Transactions Count per Day   As per Issuer Bank As per Issuer Bank

12. Bhutan Financial Switch (BFS) Acquiring
2.1. Card Fee/Charges

Description BFS Interoperability for ATM/POS Acquiring
ATM (Nu.) POS (Nu.)
Balance Enquiry   8/- per transaction Free
Cash Withdrawal / Purchase   12/- after 5 free transaction in Month Free
Mini Statement   8/- NA
PIN Change   8/- NA

2.2. Card Limit / Count

Description BFS Interoperability for ATM/POS Acquiring
ATM (Nu.) POS (Nu.)
Daily Limit   As per Issuer Bank As per Issuer Bank
No. of Transactions Count per Day   As per Issuer Bank As per Issuer Bank

2.3. Card Limit Per Transaction

Description BFS Interoperability for ATM/POS Acquiring
ATM (Nu.) POS(Nu.)
Limit per Transaction   10,000/- 500,000/-
No. of Transactions Count per Day   As per Issuer Bank As per Issuer Bank

Note: Our Merchant Service Fee (MSF) rate is 3.5% of the transaction amount For further clarifications and enquiries, please contact us at our toll free#1095/02334589/02350201 or write to us at [email protected].

  • Call us on: 1095
  • Write to us at: [email protected]
  • Request Callback:+975