Establishment Loan

Bank of Bhutan Establishment Loan enables a fresh employee who has started a new job to enhance his lifestyle. One can purchase various household items, including furniture, home appliances and kitchen items with this attractive loan, adding more comfort, convenience and style to one’s life.


  • New/fresh employees joining Government Departments, Government Corporations, Joint Corporations, reputed Private Companies with minimum 5 years of operation with turnover

  • Guarantor of same grade or higher from the same Ministry with minimum of 3 years confirmed service should be obtained


Nu. 50,500/-, subject to 30% take home pay whichever is lower.

Interest Rate


2 year maximum

Required Documents

  • Loan application form duly filled in by the applicant

  • Copy of CID of both the applicant and the guarantor (equal or higher grade with three years of confirmed service from same department)

  • One recent passport size photograph of the applicant

  • An irrevocable letter of authority from the applicant to his employer for deduction of monthly loan installment from salary

  • An irrevocable letter of authority from the employer to deduct the monthly loan installment from salary of applicant and remit to bank

  • Latest Pay Slip of the applicant(s) and guarantor dully filled, signed, and sealed by salary disbursing officer & recommendations

  • Appointment letter of applicant and guarantor

  • Declaration form must be signed and attached along with the application form

  • Call us on: 1095
  • Write to us at: [email protected]
  • Request Callback:+975