Overdraft To Civil Contractors / Supply Order

When you need money in quick time to tide over your immediate needs, turn to Bank of Bhutan’s Overdraft Loan facility.This is a short term loan and comes with hassle-free documentation and easy fund access.


All contractors who are awarded work / supply order


60 – 70% of the Work Order Value / Supply Order Value

Interest Rate


One year or till the validity of the contract on hand.

Required Documents

  • CID copy of the applicant and guarantor

  • Recent Passport size photograph of the applicant

  • Ownership certificates of securities offered to bank

  • Property valuation/assessment/estimate certificates

  • Copy of Work Order/ supply order supported by relevant pages of the agreement

  • Copy of the Quotation/Invoice

  • Letter of Undertaking from awarding agencies for routing of RA Bill payment through bank.

  • Copy of valid trade license

  • Statement of stock & book debts debtors (age wise), sundry creditors as on a recent date.

  • Sales and Purchases report for the past 12 months.

  • Income and expenditure / Profit and Loss and Balance sheet for the last two years (preferably audited)

  • Projected sales and purchases for the next 12 months

  • Call us on: 1095
  • Write to us at: [email protected]
  • Request Callback:+975