Caution

If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and email asking for personal details such as account number or ATM card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

When you need money in an emergency or when opportunity knocks, gold that you have can come in handy. Get an instant loan by depositing gold jewellery, coins or biscuits.

ELIGIBILITY

Bhutanese citizens with repayment capacity. Pledge of gold (22 and 24 carats gold biscuits)

QUANTUM

60% of the total gold value or maximum Nu. 400,000/- whichever is lower.

TENURE

2 years maximum.

INTEREST RATE

Click Here for Interest Rate

CHECKLIST FOR GOLD LOAN ( FOR DOWNLOAD IN PDF)

  • Application form duly filled in and signed on all the pages.
  • Copy of valid Citizenship Identity (CID) of both the applicant and the guarantor as applicable.
  • One recent Pass Port size photograph of the applicant.
  • Latest Original Pay Slip of the applicant(s) and guarantor dully filled, signed and sealed by salary disbursing officer & recommendations.
  • Certification of purity or the biscuits/coin purchased should have 99.99 engraved on it.
  • Proof of income to service the loan – rental income/ BIT/ PIT/Salary Slip duly certified by the Department concerned.

Downloads / Links

Download Application Form