If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and email asking for personal details such as account number or ATM card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

Under Flexi Recurring Deposit scheme, customers will have greater flexibility with their savings. You can choose to deposit a minimum of Nu.100 per month and can increase this amount anytime you wish. If you have more spare money to save, you can deposit funds multiple times in a month or either choose not to make any deposits in a month.


  • Minimum Installment for opening Recurring Deposit is Nu. 100
  • Maximum Installment for opening Recurring Deposit is Nu. 20,000

There is no cap on the number of times you can deposit in a month. In a year, a depositor can save up to Nu. 240,000


  • Minimum 1 year
  • Maximum 20 years


Customers can avail loan against Flexi Recurring Deposit.


There will be no penalties charged if the customer cannot make timely deposits into their Account.


Flexi deposits can be broken before the maturity date. The interest rate will be 1 % less than the applicable rate of interest the RD has been kept with the Bank. However, if the RD is closed before 3 months, the customer will not be eligible for interest.


EligibilityDocuments Required
For Individual AccountCopy of a valid Passport / Citizenship ID Card
Two Passport sized photographs
Legal stamp
For Non-Bhutanese IndividualsWork Permit copy
Passport copy
Legal stamp
Two Passport sized photographs
For Minor AccountPhotocopy of a valid Passport / Citizenship ID Card of parents or guardian
Two Passport sized photographs of the Guardian
Minor’s Health Card