BoB Service Charges

BoB SERVICE CHARGES

DRAFTS/BANKERS CHEQUE CHARGES

Sl/No. Limit INR REMITTANCE/MCC DRAFTS(INDIA)
a Upto Nu.100,000 Nu.35/-
b Nu.100,001 to 1,000,000 Nu.2.00 per 1,000 (Min Nu.35 and Max Nu.2,000)
c Above Nu.1,000000 Nu.1.75 per 1,000 (Min. Nu.2,000 & Max. Nu.15,000)

 

Sl/No. Limit TT/BANKERS CHEQUE(WITHIN BHUTAN)
a Upto Nu.100,000 Nu.35/-
b Nu.100,001 to 1,000,000 Nu.2.00 per 1,000 (Min Nu.35 and Max Nu.2,000)
c Above Nu.1,000000 Nu.1.75 per 1,000 (Min. Nu.2,000 & Max. Nu.15,000)
CANCELLATION/ ISSUANCE OF DUPLICATE/ RE-VALIDATION OF DRAFTS
Nu.100/- per instrument
STOP PAYMENT CHARGE FOR DRAFT
Nu.50 per instrument
DD PURCHASE – BOTH GOVERNMENT & PUBLIC
Max. Nu.100
OC PURCHASE- BOTH GOVERNMENT & PUBLIC
0.5% of value (Max. Nu.20,000)
COLLECTION OF CHEQUES AND DRAFTS WITHIN BHUTAN
Free of  charge

 

FOREX SERVICE CHARGES

1 . DOCUMENTARY LETTER OF CREDIT-IMPORT (BOTH FOREIGN CURRENCY & INDIAN RUPEE)

a Bill charges Bill charge 0.15% (Min. Nu.250) as opening
commission
b Commitment charges Commitment charge 0.75% on actual number of days up to the validity of the credit (Min. Nu.250)
c Usage charges Usage charge 1.00% on actual number of days upto the
validity of the credit (Min. Nu.250)

 

2 . COLLECTION – IB/CBC (IN FC)

a IB including immediate credit 1% (Min. Nu.75)
b CBC – CHEQUES/DRAFTS SENT ON COLLECTION BASIS (IN FC)
i Upto Nu.10,000.00 Nu.40/-
ii Nu.10,001.00 to 100,000.00 Nu.4/- per 1000 & Min. Nu.40
iii Above 100,000.00 Nu.3.50/- per 1000 & Min. Nu.400 & Max. Nu.10,000

 

3 .PURCHASE / SALE OF USD TRAVELLERS CHEQUES

PURCHASE / SALE OF USD TRAVELERS CHEQUES Commission @ 1% Nu. on equivalent value

 

4. REMITTANCES (IN FC)

a Drafts upto FC 1000.00 0.25% (Min. Nu.100)
b Drafts above FC 1000.00 0.25% (Min. Nu.250)
c Transfer via SWIFT 0.20% (Min. Nu.100) plus transmission charges of Nu.200 for TTs & Nu.700 for LCs
d Inward TT/ SWIFT remittance Free of Charge
e Outward TT/SWIFT remittance 0.20%
f Postage Charge Actual Postal fee (Nominal Nu. 200)

 

SERVICE CHARGE ON BANK ACCOUNT AND MINIMUM BALANCE

a Savings account Max. Nu.150 as annual account maintenance fee and minimum balance not required
b Current Account No maintenance fee but levy charges on cheque books
c Minimum balance in savings account Nu.500/-
d Minimum balance in current account Nu.1000/-

 

CHEQUE BOOK CHARGES FOR CURRENT ACCOUNT

a 50 leaves of CA cheque book Nu. 50
b 25 leaves of CA cheque book Nu. 25
c Personalized CA cheque book Nu. 200

 

CHEQUE BOOK CHARGES FOR SAVINGS ACCOUNT

a First Cheque book Free of Charge
b Subsequent issuance Actual cost of the Cheque book
c Personalized SB Cheque book Nu. 100

 

CHEQUE RETURN CHARGES INTRA BANK

 

 

 

a

 

 

 

Cheque returned for insufficient funds

Nu. 300 plus 10% of the cheque value for first offence
Nu. 300 plus 10% of the cheque value if a cheque is presented for the second time within six (6) months from the date of issue of the cheque.
Nu. 500 plus 10% of the cheque value if a same cheque is presented for the third time within six (6) months from the date of issue. The cheque facility to the account holder shall be disabled after third offence by the bank for three (3) years.

 

CHEQUE RETURN CHARGES INTER BANK

a Presentment of cheque No charge
 

 

 

b

 

 

 

Cheque returned for insufficient funds

Nu. 300 plus 10% of the cheque value
Nu. 300 plus  10 %  of  the cheque value if the same cheque is presented for  the  second  time  within  six (6) months from the date of issue of the cheque.
Nu. 500 plus 10%of the cheque value if the same cheque is presented for the third time within six(6) months from  the date of  issue. The cheque facility for the account holder shall  be disabled after third offence by the bank for three (3) years.
c Cheque returned for  no endorsement by the bank Nu.100
d Late delivery of  delivery statement Nu. 100
e Second presentment No charge
f Presentment of postdated cheque Nu. 100
g Presentment of stale dated cheque Nu. 100

 

STOP PAYMENT CHARGE FOR CHEQUE
Nu.50 per instrument

 

CHARGES FOR USING BANKS OWN ATM (ON-US TRANSACTION)

a Financial (Cash withdrawal) Free of Charge
b Non-Financial (Balance enquiry, statement print, PIN change) Free of Charge

 

CHARGES FOR USING OTHER BANKS ATM (OFF-US TRANSACTION)

a Financial (Cash withdrawal) First five(5) transactions free of charge
Sixth transaction-Customer are charged Nu. 9
Sixth transaction-Banks are charged Nu. 9
b Non-Financial (Balance enquiry, statement print, PIN change) Banks are charged Nu.5 per transaction.

 

PoS

a Charges for using Banks own PoS Free of Charge
b Charges for using other banks PoS domestic Banks are charged Nu.12 per transaction.

 

DEPOSITS/ WITHDRAWAL
INTER-BRANCH cash handling charges: 50% of the TT charges will be levied on cash withdrawals of Nu.1 million and above

 

CHARGES ON BANK STATEMENT REQUEST PRIOR TO CURRENT YEAR (BOTH PRINTED AND SOFT COPY THROUGH EMAIL)

Sl/No. Period/Duration Charges Charges for printed Bank statement Total charges(duration + print charges)
a Less than 1 year Nu.100.00 Nu. 10 per page 100+ (Nu. 10 per page)
b 1 year to less than 2 years Nu.300.00 Nu. 10 per page 300+ (Nu. 10 per page)
c 2 years to less than 3 years Nu.500.00 Nu. 10 per page 500+ (Nu. 10 per page)
d 3 years & above Nu.1,000.00 Nu. 10 per page 1000+ (Nu. 10 per page)
**The charge for Nu. 10 per page for printed bank statement will not be applicable if the statement is issued through mail

 

CHARGES ON INQUIRY RELATING TO OLD RECORDS OF MORE THAN 12 MONTHS

Sl/No Period/Duration Charges per record
a 1 year to less than 2 years Nu. 200
b 2 years to less than 3 years Nu.300.00
c 3 years & above Nu.500.00

 

LOCKER – YEARLY RENT

a Small Nu.1,000.00
b Medium Nu.1,200/-
c Big Nu.1,400/-
d Large Nu.2,000/-
e Extra Large Nu.2,400/-
f Security Deposits Twice the rent
g Lost Keys Nu.500/- plus actual cost of repair

 

SAFE CUSTODY- YEARLY FEE

a For Sealed Envelope Nu.200/- p.a* per Lodgment (per envelope)
b For Sealed Box( not exceeding size 20cm*14cm*9cm Nu.400/-p.a* per Lodgment (per Box)
c Bank’s Own Deposit Receipts/ Documents Nill

 

BANK GUARANTEE CHARGES

1. INLAND BG CHARGES FOR EMD & BID GUARANTEE

Sl. No. Limits Fixed Rates
a Upto to Nu. 250,000/- Nu. 500/-
b Above Nu. 250,000/- to Nu. 500,000/- Nu. 1,000/-
c Above Nu. 500,000/- to Nu. 1000,000/- Nu. 2,000/-
d Above Nu. 1000,000/- Nu. 3,000/-

 

2. INLAND BG CHARGES FOR PERFORMANCE AND OTHER

Sl. No. Limits Rates(%)
a Below Nu. 10 Million 3% p.a for actual no. of days (minimum Nu. 500/-)
b Nu. 10 Million to less than 50 Million 2% p.a for actual no. of days (minimum Nu. 25,000/-)
c Nu. 50 Million to less than 100 Million 1.5% p.a for actual no. of days (minimum Nu. 83,333/-)
d Nu. 100 Million and above 0.75% p.a for actual no. of days (minimum Nu. 125,000/-)

 

3. FOREIGN BG CHARGES FOR EMD & BID GUARANTEE

Sl. No. Limits Rates(%)
a Below Nu. 10 Million 2% p.a for actual no. of days (minimum Nu. 500/-)
b Nu. 10 Million to less than 50 Million 1.5% p.a for actual no. of days (minimum Nu. 16,667/-)
c Nu. 50 Million to less than 100 Million 1% p.a for actual no. of days (minimum Nu. 62,500/-)
d Nu. 100 Million and above 0.5% p.a for actual no. of days (minimum Nu. 83,333/-)

 

4. FOREIGN BG CHARGES FOR PERFORMANCE AND OTHER GUARANTEE

Sl. No. Limits Rates(%)
a Below Nu. 10 Million 3% p.a for actual no. of days (minimum Nu. 500/-)
b Nu. 10 Million to less than 50 Million 2% p.a for actual no. of days (minimum Nu. 25,000/-)
c Nu. 50 Million to less than 100 Million 1.5% p.a for actual no. of days (minimum Nu. 83,333/-)
d Nu. 100 Million and above 0.75% p.a for actual no. of days (minimum Nu. 125,000/-)

 

GIFT (Global Interchange for Financial Transaction) Payment System

1. BULK Free for both Inward and Outward.
2. BITS
a. Inward Free of charge
b. Up to Nu. 1,000,000.00 Nu.20 flat transaction fee per transaction irrespective of amount up to Nu. 1 Million. BITS facilitates one to one funds transfer from Nu.1 to Nu. 1 Million.
3. RTGS
a. Inward Free of charge
b. Above Nu. 1,000,000.00 Nu. 50 flat transaction fee per transaction  irrespective of amount above Nu. 1 Million. RTGS is high value funds transfer system Nu. 1 Million and above.

 

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