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Home Personal Banking Loans Gold Loan

Gold Loan

When you need money in an emergency or when opportunity knocks, gold that you have can come in handy. Get an instant loan by depositing gold jewellery, coins or biscuits.

ELIGIBILTY

  • Bhutanese citizens with repayment capacity. Pledge of gold (22 and 24 carats gold biscuits)

QUANTUM

60% of the total gold value

TENURE

10 years maximum.

INTEREST RATE

CLICK HERE to view the Floating/Prevailing interest rate.

CHECKLIST FOR GOLD LOAN ( FOR DOWNLOAD IN PDF)

  • Application form duly filled by the applicant OR Digital Application in BoBLoan;
  • Proof of identity for applicant and the guarantor;
  • Certification for gold issued by RMA; and
  • Proof of income to service the loan repayment (salary slip, BIT statement, rental statement…)

Downloads / Links

Download Gold Loan Form