Caution

If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

Home Personal Banking Loans OD against TDR

OD against TDR

Help you overcome short term financial problem or meet any emergency expenditure, BoB grants loans against the Term Deposit held in the bank by treating it as security.

ELIGIBILITY

The Bank may grant a loan to a Term Deposit holder of the bank treating the Deposit as its security. The loan shall be given to the Depositor on hypothecating fixed deposit receipt.

QUANTUM

90% of the term deposit value.

INTEREST RATE

1% over and above the deposit rate.

CHECKLIST FOR OD TDR

  • Application form duly filled in and signed on all the pages (Full Signature).
  • Copy of valid Citizenship Identity (CID) of both the applicant and the guarantor as applicable.
  • One recent Pass Port size photograph of the applicant.
  • Original TDR receipt/ RD books.
  • Screenshot of the accounts opened from mBOB to be produced.

Downloads / Links

Download OD Against TDR Form