Consumer Loan

Eligibility

  1. Regular employees (Bhutanese and expatriates) of government department/ government corporation/ Joint corporation/ private companies /NGOs/ UN/ Autonomous bodies ( where employees are entitle for PF and gratuity)
  2. For Senior Regional/Dzongkhang government officials /Head of Govt. Autonomous Bodies, guarantor should be of:
  • Equivalent/ higher grade from the same ministry or Dzongkhang,
  • Next senior officer from the same regional office,
  • Other civil service,
  • Government owned Enterprise,
  • DHI owned or controlled companies except for BoBL. (List enclosed)
  1. For (expatriates) working in Government Department/ Govt. Corporation/ Joint Corporation/ Private Companies/ NGOs/ UN/ Autonomous Bodies should obtain TPG of regular Bhutanese national only working in the same department/ ministry.
  2. For contract Bhutanese employee, the guarantor must be of equivalent grade/cadre and must be Bhutanese from the same organization and can be contract or regular employees.
  3. Joint Corporation/ Listed & Pvt. Companies/NGOs/UN/Autonomous bodies/ Govt. Corporations (where employees are entitled for PF and gratuity), the guarantor can be from the same organization of equal grade or from civil service/ corporate/NGOs/UN/Autonomous bodies.
  4. All guarantors must be Bhutanese and must have PF which can be detected from their signed Pay slips.

Limits:

IN SERVICE

LIMIT

6 months(confirmed) to 12 months 100,000/-
Above one year to 2 years 200,000/-
Above 3 years 500,000/- as per the net home take pay

Tenure: Maximum 5 years.

|   Download Form   |   Checklist   |

Important Links
BOB Web Mail
Foreign Exchange Rate
Note Buy Sell
US Dollar 67.10 69.30
Pound 82.70 85.00
Euro 71.55 73.50
Yen(100) 58.55 60.20
Swiss Franc 66.70 68.60
Hongkong Dollar 8.65 8.90
Canadian Dollar 50.55 51.95
Australian Dollar 50.65 52.00
Singapore Dollar 47.00 48.35
Danish Kroner 9.60 9.90
Norwegian Kroner 7.90 8.15
Swedish Kroner 7.50 7.70
      Exchange Rate for 20.01.2017 (kindly note that the above mention rates are only for notes)
Copyright 2012 (c) Bank of Bhutan Limited
Post Box No. 102, Babesa, Thimphu, Bhutan PABX: (+975-5): 02-334333 Fax: (+975-5): 02-334296, 337271
Best viewed in Internet Explorer 8 or Mozilla Firefox 5 and above at 1024 x 768 Pixels Resolution
Website designed and developed by BOB IT team