If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

A dream vacation, home renovation or a perfect wedding, you no longer need to wait to fulfil your dreams. Make your dreams come true with Bank of Bhutan Personal Loans. Get a step closer to fulfilling your dreams by availing personal loans and complete your financial needs.


  • Any individual who has fixed assets (land or (land & building)) with adequate proof of income.
  • Existing client – we may accept for extension of securities already charged with the Bank with enough margin of safety and source of repayment.


60% of the value of securities or maximum Nu. 500,000/- whichever is lower.


CLICK HERE to view the Floating/Prevailing interest rate.


3 months to 1 year


  • Application duly filled in and signed on all the pages (Full signature).
  • Copy of valid Citizen Identity (CID) of both the applicant and the guarantor as applicable.
  • One recent Pass Port size photograph of the applicant.
  • Ownership certificates of the collateral security offered to bank.
  • Consent letter from the joint owner or co-owner if the collateral provided is in joint and co-ownership.
  • For family owned land, family (household) register issued by Department of Civil Registration and Census, MoHCA and NOC from family members (18 years and above) to be obtained (if applicable).
  • Drawings of the building if any.
  • Copy of valid Insurance Policy for building offered as collateral.
  • Copy of business license in case the loan is to be serviced from business earnings.
  • Proof of income to service the loan–verified rental income, BIT, etc.

Downloads / Links

Download Personal Loan Form