If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.
Bank of Bhutan gives you access to shop, splurge or spend as you want while you travel around the world. The Visa International Credit Card can be used for online shopping as well as at all Visa POS and ATM terminals. Go ahead, make the most of your trip!.
BENEFITS
Create your own Green PIN
Buy now, pay later, enjoy up to 45 days of interest free credit
Flexible repayment with minimum amount of only 10% of monthly outstanding balance
Easy internet shopping and merchant payments
Secured Credit Card e-Statement service
24/7 account enquiry through online access
Instant email alert service for every transaction
APPLICATION PROCESS
Download application
Submit application with all the required documents listed in the application form to any of the Bank of Bhutan Branch Offices.
ELIGIBILITY
Any Bhutanese between the age of 18 to 70 years with a legitimate repayment source.
Salaried employees with minimum net take home pay of Nu.10,040/-
USAGE
Accepted OUTSIDE Bhutan, India and Nepal
Point of Sale terminals, Online purchases and Visa ATMs
PAYMENT
Convenient re-payment methods including auto debit, Internet Banking, mBoB and cash payment
LIMIT
The amount of credit (USD credit limit) you are eligible for is calculated based on your financial and personal details provided with the card application or USD 1000/- whichever is lower
You can add your ATS USD limit on your card if your credit limit is higher than USD 1000/-
You will have to email a copy of Air Ticket and Passport to creditcard@bob.bt to activate your ATS limit on your Credit Card – CLICK HERE for more details.
You can also increase your card limit against a collateral such as fixed assets, lien against deposit in CASA account, Fixed Deposit or Recurring Deposit account.
Note: To avail ATS on Card, you need to provide valid passport copy and confirmed air ticket to Third Countries
SECURITY
Secured by the latest EMV Standard-Chip and PIN for ATM and POS transaction and with Verified by Visa(vbv) for Online purchase
Bank of Bhutan EMV Credit Card comes embedded with microchip, which provides additional security against counterfeiting/duplication of the card. It also provides an extra layer of security with Personal Identification Number (PIN)
FEES AND CHARGES
Service type
Limit/Description
Revised Charges Inclusive GST (Nu)
Issuance fee
New card issuance fee
525 per card
Renewal/replacement
Renewal/replacement
315 per card
Joining fee
Charged for the first credit card – profile
525 one time per user
Annual fee
charged annually
1048.95 per card
Cash withdrawal fee – Onus
Nu 210 or 2.10% whichever is higher
210/2.10%
Cash withdrawal fee – OFFUS
Nu 315 or 3.15% whichever is higher
315/3.15%
Forex Transaction Fees
1.58% of txn amount for FX transactions
1.58%
late payment fee
210 or 0.525% whichever is higher
210/0.525%
Overlimit fee
210 or 0.525% whichever is higher
210/0.525%
Note: When you use your card for payment in a currency different to your account base currency i.e. Nu/INR, a foreign exchange conversion will be required. The exchange rate applied will be the wholesale rate plus an additional percentage charged by Visa and the bank to cover the costs.