If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.
Notification on ATM Withdrawal Charge
All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.
The Visa Domestic Credit Card is specially designed for use within Bhutan, India and Nepal for making payment at merchant outlets. The card is accepted at all Visa enabled POS and ATM terminals.
BENEFITS
Facilitates cashless travel
Create your own Green PIN
Buy now, pay later, enjoy up to 45 days of interest free credit
Flexible repayment with minimum amount of only 25% of monthly outstanding balance
Easy shopping and merchant payments
Secured Credit Card e-Statement service
24/7 account enquiry through online access
Instant email alert service for every transaction
APPLICATION PROCESS
Download application
Submit application with all the required documents listed in the application form to any of the Bank of Bhutan Branch Offices
ELIGIBILITY
Any Bhutanese between the age of 18 to 70 years with a legitimate repayment source.
Salaried employees with minimum net take home pay of Nu.10,040/-
USAGE
Valid in Bhutan, India and Nepal Only
Point of Sale terminals, Online purchases and Visa ATMs
PAYMENT
Convenient re-payment methods including Auto Debit, Internet Banking, mBoB and Cash Payment
LIMIT
Maximum Card limit –Nu.150,000/-
The amount of credit you are eligible for (your credit limit), is calculated based on your financial and personal details provided with the Card application. If the credit limit is higher than you need, you can ask for it to be reduced.
You can increase your card limit against a collateral such as fixed assets, lien against deposit in CASA account, Fixed Deposit or Recurring Deposit account.
SECURITY
Secured by the latest EMV Standard-Chip and PIN for ATM and POS transaction and with Verified by Visa(vbv) for Online purchase
Bank of Bhutan EMV Credit Card comes embedded with microchip, which provides additional security against counterfeiting/duplication of the card. It also provides an extra layer of security with Personal Identification Number (PIN)
FEES AND CHARGES
Fee Particulars
Amount
Issuance – Primary Card
Nu. 500 per Card (w.e.f 1st July 2019 till further notice)
Issuance – Add on card
Nu.500 per Card
Annual Fee – Primary Card
Nu.999 per Card
Annual Fee – Add on Card
Nu.299 per Card
Replacement Fee
Nu.200 per Card
Interest on Revolving Credit
2.5% of Outstanding
Late payment Fee
Nu.200 or 0.5% of Outstanding Amount, whichever is higher
Over limit Fee
Nu.200 or 0.5% of Over Limit Amount, whichever is higher
Cash Advances/ Withdrawal
1.5% per month on withdrawal amount. Interest will be charge from the day of withdrawal till receipt of payment. However, no interest on withdrawal of cash from credit balances.
Cash withdrawal Fee
1) Nu.300 or 3% of withdrawal amount, whichever is higher (at other Visa ATMs) 2) Nu.200 or 2% of withdrawal amount, whichever is higher (at BOB ATMs)