Caution

If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

The Visa Domestic Credit Card is specially designed for use within Bhutan, India and Nepal for making payment at merchant outlets. The card is accepted at all Visa enabled POS and ATM terminals.

BENEFITS

  • Facilitates cashless travel
  • Create your own Green PIN
  • Buy now, pay later, enjoy up to 45 days of interest free credit
  • Flexible repayment with minimum amount of only 10% of monthly outstanding balance
  • Easy shopping and merchant payments
  • Secured Credit Card e-Statement service
  • 24/7 account enquiry through online access
  • Instant email alert service for every transaction

APPLICATION PROCESS

  • Download application
  • Submit application with all the required documents listed in the application form to any of the Bank of Bhutan Branch Offices

ELIGIBILITY

  • Any Bhutanese between the age of 18 to 70 years with a legitimate repayment source.
  • Salaried employees with minimum net take home pay of Nu.10,040/-

USAGE

  • Valid in Bhutan, India and Nepal Only
  • Point of Sale terminals, Online purchases and Visa ATMs

PAYMENT

  • Convenient re-payment methods including Auto Debit, Internet Banking, mBoB and Cash Payment

LIMIT

  • Maximum Card limit –Nu.150,000/-
  • The amount of credit you are eligible for (your credit limit), is calculated based on your financial and personal details provided with the Card application. If the credit limit is higher than you need, you can ask for it to be reduced.
  • You can increase your card limit against a collateral such as fixed assets, lien against deposit in CASA account, Fixed Deposit or Recurring Deposit account.

SECURITY

  • Secured by the latest EMV Standard-Chip and PIN for ATM and POS transaction and with Verified by Visa(vbv) for Online purchase
  • Bank of Bhutan EMV Credit Card comes embedded with microchip, which provides additional security against counterfeiting/duplication of the card. It also provides an extra layer of security with Personal Identification Number (PIN)

FEES AND CHARGES

Service typeLimit/DescriptionRevised Charges Inclusive GST (Nu)
Issuance feeNew card issuance fee525 per card
Renewal/replacementRenewal/replacement315 per card
Joining feeCharged for the first credit card – profile525 one time per user
Annual feecharged annually1048.95 per card
Cash withdrawal fee – OnusNu 210 or 2.10% whichever is higher210/2.10%
Cash withdrawal fee – OFFUSNu 315 or 3.15% whichever is higher315/3.15%
Forex Transaction Fees1.58% of txn amount for FX transactions1.58%
late payment fee210 or 0.525% whichever is higher210/0.525%
Overlimit fee210 or 0.525% whichever is higher210/0.525%