Caution

If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and email asking for personal details such as account number or ATM card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

REVISED LENDING RATES

Sector Product Max tenor Floating Floating reset -5yrs Fixed rate
Agriculture AGRICULTURE-TERM 15 8.17% 9.35% 10.85%
AGRICULTURE- WORKING CAPITAL 1 9.37%
Housing HOUSING-NON-COMMERCIAL 20 7.98% 9.94% 10.75%
HOUSING-COMMERCIAL 20 8.93% 10.66% 12.90%
Personal
PERSONAL-CONSUMER LOAN 5 8.50%
PERSONAL-LOANS AGAINST SHARES 5 10.77% 12.14% 12.95%
PERSONAL-MORTGAGE(LOANS AGAINST IMMOVABLE ASSETS) 5 9.27%
PERSONAL- OTHERS 1 12.99%
PERSONAL FESTIVAL ADVANCE 5 9.48%
PERSONAL LADIES PLUS 3 9.37%
PERSONAL SETTLEMENT LOAN 2 9.67%
Service SERVICE-HOSPITALITY/ENTERTAINMENT/RECREATIONAL 20 9.74% 11.40% 12.75%
SERVICE-IT RELATED BUSINESS 20 8.65% 10.04% 11.38%
SERVICE-SETTING UP OF INSTITUTIONS 20 8.72% 10.39% 11.72%
SERVICE-TRANSPORT(TOURISM) 5 8.92%
SERVICE-HOTEL/RESORT/RESTAURANT/ APARTMENT 20 7.94% 10.33% 12.02%
SERVICE WCL-WORKSHOPS AND AUTOMOBILES 1 11.66%
SERVICE-WORKING CAPITAL 1 9.99%
SERVICE- OTHERS 5 9.99%
SERVICE – PUBLIC TRANSPORT 7 9.72% 11.81% 12.73%
SERVICE – BRIDGE/ TEMPORARY LOAN 1 13.00%
Trade TRADE & COMM-EXPORT PACKAGING CREDIT 1 9.50%
TRADE & COMM-HIRING UNITS-MACHINERY 5 9.95%
TRADE & COMM-CONTRACTORS AND SUPPLIERS 3 10.30%
TRADE- TERM LOAN 10 10.21% 10.76% 12.36%
TRADE & COMM-WHOLESALE AND RETAIL 1 11.14%
TRADE – WC FOR BUSINESS 1 9.23%
Transport TRANSPORT- COMMERCIAL 5 9.20%
TRANSPORT- NON-COMMERCIAL 5 9.44%
Education EDUCATION- STUDENT LOAN 7 7.98% 9.80% 10.59%
Manufacturing MANUFACTURING 20 9.98% 10.74% 12.72%
WCL-MANUFACTURING 1 9.97%
MANUFACTURING- HYDRO POWER TERM LOAN 20 8.00% 9.80% 10.28%
MANUFACTURING- RENEWABLE  ENERGY -TERM LOAN 20 8.00% 9.40% 9.45%
MINING AND QUARRYING 20 10.87% 10.50% 12.72%
MANUFACTURING- BRIDGE/ TEMPORARY LOAN 1 13.00%
Other PERSONAL-LOANS FOR PURCHASE OF SHARES/SECURITY 6 10.85% 12.16% 13.46%