Deposit Interest Rates

Caution

If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and email asking for personal details such as account number or ATM card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

Saving Deposit Rates w.e.f 1st October, 2022

Sl. no.	Saving Deposit Type	Rates
1	Saving Deposit	4.50%
2	Young Savers	4.50%
3	Empower Saving	4.75%

Recurring Interest Rates

Term	RD Plus rates	Flexi RD rates	Simple RD rates
91 days to less than 1 year	4.75%	4.75%	5.00%
1 year to less than 2 years	6.75%	6.75%	7.00%
2 years and above	7.25%	7.25%	7.25%

Fixed Interest Rates w.e.f 1st October, 2022

Sl. no.	Term	Rate
1	3 months to less than 1 year	4.50%
2	1 year to less than 2 years	4.50%
3	2 years to less than 3 years	7.00%
4	3 years to less than 4 years	7.25%
5	4 years to less than 5 years	7.50%
6	5 years to less than 6 years	7.75%
7	6 years to less than 7 years	8.00%
8	7 years and above	8.25%

Interest rates on NRBFC savings

Sl. no.	Region	Rate
1	ASIA	0.60
2	AMERICA	0.62
3	MIDDLE EAST	0.57
4	EUROPE	0.53
5	AFRICA	0.45
6	OCEANIA	1.96

Interest & Service Charges