If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

Empower Saving is to onboard the customers into the digital platform through the usage of delivery channel services (mBoB and Internet Banking).


Savings Deposit Account can be opened by:

  • Individual
  • either or survivor


CLICK HERE to view the interest rate.

  • The prevailing rate of interest on Empower Savings Deposit Account is 4.75% per annum, calculated on daily product basis.
  • No upper limit on account balance.
  • The interest would be paid irrespective of number of withdrawals.


  • Annual Maintenance fee
  • ATM Visa Debit card processing fee.


The debit Transaction over the bank counter will be charged a minimal fee of Nu.150 per transaction(both cash withdrawal & Transfer transaction).


EligibilityDocuments Required
For individual/Either or Survival✓ A Citizenship Identity Card photocopy
✓ Two passport sized photographs
✓ Legal stamp
For Non-Bhutanese/Either or Survival✓ Work Permit copy
✓ Passport copy
✓ Legal stamp
✓ Two passport sized photographs


Savings Deposit Accounts are treated as dormant in case there is no operations i.e. debit or credit entry for 1 Year or more. Manual deposit will have to be made in order to activate the account.


A depositor wishing to close his account can do so by surrendering the passbook and unused cheque leaves along with a written application to the Bank.

For further information, please contact our nearest branch.