If you receive any calls (except from BoB Contact Center when you have lodged a concern with them +975 2 349903), SMS and Email asking for personal details such as Account number or ATM Card number, please do not share. Bank of Bhutan will never ask for personal details of clients. It’s all spam.

Notification on ATM Withdrawal Charge

All customers are requested to note that cash withdrawals from other bank’s ATM machines are chargeable @Nu 9/- per withdrawal transaction from the sixth transaction onwards, and is recovered at each month end. This is a common charge across banks and as mandated by the Central Bank.

Enjoy a known rate of return for your choice of term, so you know exactly what your investment will be worth.


Fixed Deposit Account can be opened by:

  • Any person or institutions/companies having any type of accounts with the Bank can make a Fixed Deposit
  • The Fixed Deposit may also be made for or on behalf of minors under the guardianship of their natural/court appointed guardians
  • By two or more persons in their joint name with operative clause as to “either or survivor” or “anyone or survivor” or “jointly.


CLICK HERE to view the interest rate.

The interest payout frequency can be either monthly, quarterly, half-yearly, yearly or on maturity.


  • Minimum 91 days
  • Maximum 10 years


Customers can avail loan against Fixed Deposit. 


EligibilityDocuments Required
1. Individual Account✓ Photocopy of a valid
✓ Passport / Citizenship ID Card
✓ Two Passport sized photographs
✓ Legal stamp
2. Non-Bhutanese Individual✓ Work Permit copy
✓ Passport copy
✓ Legal stamp
✓ Two Passport sized photographs
3. Minor Account✓ Photocopy of a valid passport/Citizenship ID Card of parents or guardian
✓ Two Passport sized photographs of the guardian
✓ Minor’s Health Card
4. Institutions/Companies✓ Copy of resolution authorizing FD account
✓ Name, Address & Specimen signatures of authorized person operating the account
✓ A written letter of request to issue FD account
✓ Legal stamp, Rubber stamp and Trade License is required to open account for any institution or company


If a customer wants to premature his fixed deposit, the entire fixed deposit need not be broken and he can premature only the amount he requires.


Fixed deposits can be broken before the maturity date. The interest rate will be 1% less than the applicable rate of the contracted year that the fund has been with the bank. However, if the FD is closed before 91 days the customer will not be eligible for interest.


On maturity, the account can be automatically closed or renewed.